Insurance

You may need insurance as part of your mortgage (either within the deal, or as an advisory addition) and we can offer a number of solutions in the way of life, income, or critical illness cover.

The normal insurances to be considered are Life Insurance to pay off the mortgage if you die, and Critical Illness to allow the mortgage to be paid off if you get a serious specified condition such as some forms of Cancer or Heart Attack.

This is also a good time to consider your position re Permanent Health Insurance, and if you have no cover already (e.g. via your employer), arrange some. This provides income to pay your bills while you are too ill to work.

Last updated on May 21, 2009

Your home may be repossessed if you do not keep up repayments on your mortgage.

For details of our fees for mortgage business please see our page "How we are Paid".

Fairford Consultants (Independent Mortgage Solutions) is an appointed representative of Sesame Limited which is authorised and regulated by the Financial Services Authority. Sesame is entered on the FSA register (http://www.fsa.gov.uk/register/home.do) under reference 150427.  

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.

For details of our fees for mortgage business please see our page "How we are Paid".

The FSA does not regulate some forms of mortgage.

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